"Humo" is a company with vast geographic activities. We are present in more than 40 districts of Tajikistan, in Dushanbe, Kurgan-Tube, Javan, Kulob, Danghara, Khujand, Isfara and Istaravhan. Within its eleven-year operation at the micro-financial market of Tajikistan, the company opened 20 branches, 31 cash service centres and 12 customer service points. The company pays special attention to the support of Khatlon region. Wide branch network, high-quality customer service, the provision of affordable and popular services strengthens our position as one of the leaders in the field of microfinance. As a consequence, at the global information platform «MIX Market», "Humo" was awarded five "diamonds", the maximum possible score. So-called "diamond" system indicates a level of transparency of the microfinance organization.