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Deposit

1.   FIREPROOF PERCENT

1.    Min amount: 1000 TJS, 200 USD, 10000 Russian rub.
2.    Deposit currency: Somoni, USD, Russian roubles.
3.    Term of deposit: 365 days.
4.    Accrual of interest: monthly
5.    Interest is payable at the end of the contract period.
 

Amount of initial deposit

Interest (annual)

TJS

USD

Russian rub

from 1000 TJS

 from 200 USD

from 10000 Russian rub

 

19%

 

5%

 

9%

  2. DEPOSIT «MIGRANT»

1. Min amount: 50 TJS, 10 USD, 500 Russian rub, 10 EURO.
2. Deposit currency: Somoni, USD, Russian roubles.
3. Minimum term of deposit 180 days.
4. Supplementary deposit: not less than 50 Somoni, 10 US Dollars, 500 Rubles, 10 EURO.
5. Accrual of interest: monthly with interest capitalization.
6. Interest is payable at the end of the contract period.
7. Deposit replenishment from abroad is carried out through the system of money transfers "Contact" in US dollars and Russian rubles.

Amount of initial deposit

from 180 to 269 days

from 270 to 364 days

from 365 to 1080 days

from 50 TJS

13%

15%

18%

from 10 USD

4%

5%

6%

from 500 Russian rub

5%

7%

10%

from 10 EURO

4%

5%

6%


    3. GUARANTEE & INCOME
1.    Minimum amount: 100 TJS, 20 USD, 1000 Russian rub, 20 EURO.
2.    Minimum term of deposit 90 days.
3.    In case of early repayment of the deposit, the company recalculates balance of the deposit based on the rate of 2% per annum.
4.    Payment of the interest accrued on the deposit every month.   

Amount of initial deposit

Interest (annual)

from 90 to 179 days

from 180 to 269 days

from 270 to 365 days

from 365 to 1080 days

from 100 TJS

12%

14%

16%

21%

from 20 USD

3%

4%

5%

6%

from 1000 Russian rub

5%

7%

8%

11%

from 20 EURO

3%

4%

5%

6%


   4. MONEY COFFER

    1. Min amount: 100 TJS, 20 USD, 20 EURO, 1000 Russian rub.
    2. Term from 90 to 720 days.
    3. At any time is allowed additional contributions to the account:
          - Minimum amount of contribution 50 TJS or 10 USD
          - Maximum amount without limitations
          - Up to 60 days before the date of the end of the deposit agreement replenishment to deposit account are not allowed
    4. In case of early repayment of the deposit, the company recalculates balance of the deposit based on the rate of 2% per annum.
    5. Accrued interest is capitalized on the balance of the deposit each month and paid to depositor at the end of the deposit term.                                                         

 

Amount of initial deposit

 Interest (annual)

from 90 to 179 days

from 180 to 269 days

from 270 to 364 days

from 365 to 720 days

from 100 TJS

12%

16%

20%

21%

from 20 USD

3%

4%

5%

6%

from 1000 Russian rub

4%

6%

10%

11%

from 20 EURO

3%

4%

5%

6%


    5.  GUARANTEE
1.    Minimum amount:  500 TJS, 100 USD.
2.    Minimum term of deposit 180 days.
3.    Deposit interest paid in advance for 90 days, immediately after the opening of deposit accounts, net of tax on income.
4.    In case of early repayment of the deposit, the company recalculates balance of the deposit based on the rate of 2% per annum.
5.    Payment of the interest accrued on the deposit every month.

Amount of initial deposit

Interest (annual)

 

from 180 to 269 days

from 270 to 364 days

from 365 to 540 days

from 500 TJS

13%

15%

18%

from 100 USD

4%

5%

6%


     6. CHILDREN'S DEPOSIT
1.    Minimum amount: 100 TJS, 20 USD, 1000 Russian rub.
2.    The minimum term of a deposit is 3 years and until attainment of majority.
3.    Deposit interests shall be accrued on a monthly basis.
4.    In the event of early claim for refund the company recalculates deposit balances at the interest rate of 2% per annum.
5.    Payment of accrued deposit interests is made annually.
6.    Supplementary deposit: not less than 50 Somoni, 10 US Dollars, 500 Rubles.
7.    When you open a deposit to providing a document that certifies the identity of the applicant (passport) and the document confirming the child.

Amount of initial deposit

 Interest (annual)

TJS

USD

Russian rub

from 100 TJS

from 20 USD

from 1000 Russian rub

 

20%

 

6%

 

11%

7. DEPOSIT "MUHLATNOK" for legal entities

    1. Min amount: 8000 TJS, 1000 USD, 70 000 Russian rub.
    2. Term from 90 to 1080 days.
    3. Payment of the interest accrued on the deposit every month.  
    4. Accrual of interest: monthly
    5. In case of early repayment of the deposit, the company recalculates balance of the deposit based on the rate of 0% per annum.

Amount of initial deposit

from 90 to179 days

from 180 to 269 days

from 270 to 364 days

from 365 to 1080 days

from 8000 TJS

7%

10%

19%

20%

from 1000 USD

3%

4%

5%

6%

from 70 000 Russian rub

5%

7%

9%

10%


Conditions:  
1.    Filling out an application for opening a deposit account
2.    Pproviding a document that certifies the identity of the applicant (passport)
3.    Familiarization with the terms of the deposit according to the agreement and the signing of this agreement
4.    The payment of deposit amount in cash desk of organization according to credit cash order
5.    Taking a copy of the deposit agreement and deposit book

National bank
Курс на 11.12.2017
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History
"Thank you for confidence"
Gulsunoy Mamatova, a resident of one of the villages of Khuroson district, like all the girls dreamed of her future, imagined a big, united family.
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Our partners

Our valuables

Meeting the client’s expectations. We understand the customers’ current needs and offer the best solutions to facilitate the development and growth of their businesses. High quality services, maximum responsibility, honesty and financial openness are an absolute imperative for our organization;   Social responsibility. We are aware of our responsibility in respect of the Organization's activities carried out in a socially and financially robust basis. We strive to actively participate in the development of the microfinance sector in the country in order to improve the social environment of the regions of Tajikistan;   Openness and and transparency. MDO "Humo" is an open company, being always interested in a respectful dialogue with customers, partners, media representatives and constructive interaction with public authorities;
Efficiency and effectiveness. The company has a system of incentives, both material and immaterial. This system has proven its effectiveness and as a result the employees were able to demonstrate maximum fulfilment of their potential;   Corporate culture. We strive to motivate employees in the success of the Organization and to do everything to ensure that our team is actively involved in the development of MDO "Humo ", inviting to our team talented people. We encourage and support employees in their quest for professional development, and helping them to multiply and improve their knowledge, experience and skill. We create an atmosphere of confidence enabling our employees to safely express and support the Organization’s innovative solutions. We build business relationships based on honesty and resources that make the clients trust us, which are a valuable advantage in the eyes of customers;   Team spirit. We seek to create an atmosphere of the team unity. To do this, we hold corporate and sporting events, cultural tours and make it possible for  the branches to share the best practices.

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